Fix Your Credit. Get Approved. Unlock $50K+ in Funding

Meet Tahmir "Bam" Perlote - Credit & Funding Expert

I got the name Bam from playing football growing up - that was my first dream. I went to college, but when covid hit, I dropped out chased another dream: helping people with credit. In 2021, I spent my last $1,000 learning how to fix credit, and I've been helping people ever since. I'm from Philly, and my mission is simple: help you repair your credit and unlock the approvals you deserve.

  • Tired of denials?

  • Want to get approved for cars, homes, or high limit credit cards?

  • Need funding but your score is holding you back?

CHECK OUT OUR RESULTS!!

How long does credit repair take?

Credit repair is not instant, but results can start showing as early as 30–45 days after the first round of disputes. Most clients see meaningful improvements within 3–6 months, depending on their credit profile, number of negative items, and creditor responses. Every situation is different, which is why we take a personalized approach.

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Do you guarantee results

By law, no credit repair company can guarantee specific score increases or deletions. However, we do guarantee that we follow a proven, compliant dispute process, challenge inaccurate or unverifiable items, and work diligently on your behalf using consumer protection laws. Our track record shows strong results for clients who stay consistent and follow recommendations.

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How much does it cost?

Cost: $497 one-time.

Financing available for clients with 500+ credit scores, subject to approval through Zip.

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Do you also help with funding?

Yes — funding assistance is available after credit repair, once your profile is in a better position. Funding is not included in the $497 package, but clients may qualify for personal or business funding options once their credit improves.

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